Within a family, there is oftentimes more than one person driving the family car, e.g. you, your partner, your children, and from time to time perhaps even a friend or family member when there really is no other choice. You may wonder if this is all allowed when your car is a lease car? In this article, you’ll discover who actually might and might not be allowed to take the wheel of a lease car.
Which drivers are insured while driving a lease car?
In essence, everyone with a valid driver’s licence is allowed to drive your lease car, because a lease car is properly insured. You are still the main driver and are hence responsible for all expenses. Other persons, like your friends and family, may only drive your lease car sporadically. It is although possible to apply for an authorization for a second driver. Would you choose this option, then you will be both responsible for the lease car.
A car policy may differ from company to company. Therefore, it is important to carefully examine your own policy and the specific car rights, as they may contain certain restrictions you agreed on at the time you signed the contract. Many employers restrict the use of company cars, for example, to their employee’s direct family. Besides yourself, only your partner and children are implicitly allowed to drive your car in such cases.
Clear agreements make great friends
In the case you are the only person authorized to drive your company car, then you are solely and fully responsible, might something happen to your car. I.e., you will have to pay all fines, even when incurred at times you were not driving the car yourself. You will also have to indemnify possible damage not covered by the lease company’s insurance and you will have to bear the costs would the car be seized by the police.
source: ALD Automotive Belgium https://www.aldautomotive.be/nl/mobiliteit/blog/ArticleID/4411